• Cash Cows: A big checking account sign-up bonus, and the new iPhone 16 pro 100% free

• Pocket Change: A $20 small win for investing!

• Money Hack: Stack your way to the moon (well, I guess it’s “moons” now)

1️⃣ $400 Bonus from Truist Bank

Last week we covered Chase’s checking account offer. This one is even better. Get yourself $400 for opening a new checking account and completing a few simple steps!

Requirements:

• Open a new account by October 30, 2024, using promo code TRUIST400AFL24.

• Direct deposit $500+ within 90 days.

• Make 15 debit purchases within 90 days.

Why It’s a Cash Cow: A generous $400 payout for only $500 in deposits and a few debit purchases? That's a solid return.
Action: Sign up via the Truist website.

2️⃣ Get a $1,000 iPhone 16 Pro FREE with no trade-in from Boost Mobile

I know, I know…its Boost mobile. But honestly, this is a hell of a deal. New iPhone 16 Pro for free—no trade-in required!

Requirements:

• Sign up for Boost’s $65/month unlimited plan.

• Be a new customer.

• Sign-off to the fact that one day someone’s going to ask you what carrier you have… and to that you’ll have to say, “Boost” 😔

Why It’s a Cash Cow: Other carriers (like T-Mobile) are offering the new iPhone free, but you have to trade in a recent model. Boost is besting everyone on this one.
What to do: Get your iPhone at Boost Mobile.

3️⃣ $200 Bonus — Upgrade

This is a pretty simple bonus for just three purchases. There’s no minimum amount required on those 3 transactions. Go get that bread—literally—and two more things!

Requirements:

• Open a new Upgrade Rewards Checking Plus account.

• Make 3 purchases with the Upgrade Card or debit card within 60 days.

Why It’s a Cash Cow: It honestly doesn’t get much easier than this. Upgrade is offering a healthy bonus with just 3 purchases.
What to do: Sign up with Upgrade.

$20 Bonus Investment from Acorns

Start investing with a $20 bonus on your first $5!

• How to Get It: Sign up for Acorns, invest at least $5, and get a $20 bonus.

• Why It’s Worth It: A $20 boost just for investing $5? Easy money for growing your future savings.

• Go get it: Sign up for Acorns.

$10 for Signing Up with Swagbucks

Earn $10 just for joining Swagbucks and making your first purchase!

• How to Get It: Sign up for Swagbucks, make a purchase, and boom—$10 is yours.

• Why It’s Worth It: You’re already shopping, so why not get paid for it?

• Go get it: Sign up for Swagbucks.

Stack Rewards to Earn More Cash Back

Maximize your savings by using a cashback credit card along with cashback apps like Rakuten or Dosh for everyday spending. By stacking, you’re basically earning double the rewards on each purchase.

• Why It Works: When you use both a cashback credit card and a cashback app, you're earning rewards from two places at once. Combine that with any available discounts or deals, and you're really racking up the savings.

• Step-by-Step Instructions:

  1. Pick a cashback credit card: Choose one with high rewards for your frequent spending categories like groceries or gas (most cards fall into the 2-3% range, but some offer as much as 5% back).

  2. Activate cashback on an app: Check cashback apps like Rakuten or Dosh before shopping to activate offers at your favorite stores (Rakuten often has up to 10% back at major retailers).

  3. Make the purchase: Pay with your cashback credit card, and watch the rewards from both your card and app stack up.

• Maximizing It:

  • Use store-specific cards or rotate categories for even higher rewards.

  • Keep an eye out for cashback multipliers or limited-time offers from both apps and your card.

  • Combine this strategy with sales or promo codes to layer even more savings on top of your cashback.

• Example:

  • Say you spend $1,000/month on groceries and household items. If your credit card offers 5% cashback, that’s $50 back.

  • Now, let’s add Rakuten, where even conservatively you can earn another 5%-10%—that's (breaks out calculator) another $50 in cashback!

  • Total Savings: By stacking, you're pocketing $100/month or $1,200/year just for shopping like you normally do.

Estimated Impact:

If you follow this method on your everyday purchases, you could easily save 5-10% across different categories, with potential savings of $1,200+ per year.

Spread the Wealth 💸

Love Easy Money Alert? Share the wealth with your friends and get rewarded!

• 3 Referrals: “Cash In Hand” die-cut sticker

• 5 Referrals: “Smells Like Savings” soy candle

• 10 Referrals: “Money Moves” coffee mug

• 20 Referrals: Unisex "Piggy Bank" t-shirt

• 50 Referrals: Super soft unisex "Cash Cow" hoodie

How It Works:

1. Share your personal referral link with friends.

2. When they sign up, you start earning rewards!

3. Track your progress and unlock rewards with each referral milestone.